Travel Insurance for Kidney Patients
Travelling abroad can be tricky if you’re a kidney patient, especially when it comes to insurance.
We have been asked about about the implications travel post Brexit and also the impact of on Holiday Dialysis. Here is some information from Kidney Care UK about this.
Please also see this article about Travel Insurance for Kidney Conditions Explained which may be of interest.
Below is a list of insurance companies offering holiday insurance to kidney patients, which has been reproduced with the kind permission of MRI Kidney Patient Association. These are NOT recommendations. Each patient is different and all companies assess each case individually. You should ring round or obtain quotes online to find the most suitable for you, but remember as you will probably have to answer the same questions to each company it may take you some time.
Remember that in Europe, in addition to the correct holiday insurance, you should also carry a ‘Global Healthcare Insurance Card’ (GHIC). More information on the GHIC and EHIC cards can be found here.
A word of warning – many insurance companies take on new policies without asking any medical questions. They are able to do this because they rely on a clause in the small print, which says that they will not cover pre-existing medical conditions. Patients must realise that such policies do not give them insurance cover, and that any claims made as a result (both directly and indirectly) of existing kidney disease or other illness under such a policy, would not be honoured in the event of a claim.
Good luck and please do let us know how you get on so that we can build up a picture of what is available and we can add or remove companies when necessary.
Able2travel – 0845 839 9345
Age UK – 0845 600 3348
All Clear Travel Insurance – 0845 250 5200
American Express – 0800 028 7573
Asda Travel Insurance – 0800 138 2373
Atlas Direct – 08444 82 3400
Avanti Travel Insurance – 0808 281 3826
Aviva – 0800 051 3606
City bond Suretravel – 0845 618 0345
Clover Insurance Services – 0845 458 2478
Churchill – 0800 032 6534
Club Direct – 0800 083 2466
Columbus Travel – 0870 033 9988
Direct Travel – 0845 605 2700
Essential Travel – 0845 803 5434
Fish Insurance – 0333 331 3900
Freedom Insurance Services – 01223 446914
Free Spirit – 0845 230 5000
Insure and Go – 0844 888 2787
JD Consultants – 0844 247 4749
JS Insurance – 0844 848 1500
Just Travel Insurance – 0800 294 2969
Key Connect – 0845 000 3004
Leading Edge Travel Insurance – 01892 836622
Leisurecare (Insurance Service) Ltd – 01285 640727
Marks and Spencer – 0800 028 1927
Marrs Insurance – 0208 920 1234
Medical Travel Compared a travel insurance comparison site that caters specifically for people with pre-existing medical conditions
MIA Online – 01268 782745 (quote by phone only)
Policyclever – 01296 749138 (see their article on post Brexit cover)
Post Office – 0800 294 2292
Preferential – 0843 208 1928 (9p per minute)
Pulse Insurance – 0845 250 5216
Qantas Travel Insurance – 0845 604 7033
RIAS (Over 50′s) – 0845 045 1320
Saga (age 50+) – 0800 015 8055
Stay Sure – 0844 692 8444
Sun Selection – 0844 257 9857
The Insurance Surgery – 01625 505700
Towergate Insurance for Pre-existing Medical Conditions
Travel Plus – 0845 230 0631
Travelbility Insurance Cover – 0845 338 1638
World First Travel Insurance – 0845 0708 902
Worldwide Travel Insurance – 01892 833338
All that remains for us to say is that we hope you enjoy your holiday or trip abroad! If you have other worries, concerning travel as a kidney patient, you’ll find this devoted page from the National Kidney Federation really useful!